Lucky Ladies Blackjack
The objective of Blackjack is for you to draw cards that total 21 or come closer to 21 than the dealer without exceeding 21. All cards count at face value except for the King, Queen and Jack which count as 10 and the Ace which counts either 1 or 11 as you decide.
Do you know the rules, strategies, and side bets such as Lucky Ladies or the blackjack Straight Flush? To learn how to win at blackjack, start playing for free right here first. Lucky Ladies Blackjack One of the best known side bet games in North America is making its way to you - and you're in for a treat! Face the dealer in a standard hand of Blackjack and keep your Lucky Ladies at your side.
Blackjack Rules
The dealer starts the game. You get two cards, face up. The dealer gets two cards, but one card is face up and one face down – the “hole” card. Only after your hand is played does the dealer reveal the “hole” card and play the dealer’s hand. All cards are dealt from a shoe.
Once you have two cards in front of you, you can choose to “stand” (draw no more cards), or take a “hit” (draw one or more cards) until you reach 21 or come as close as possible. However, if you go over 21 you “break” and automatically lose. A winning hand pays even money.
Now the dealer turns over the “hole” card and acts on the hand according to the rules of the game. The dealer must draw up to a “hard 17”. An Ace and a 6 is considered a “soft 17”, and forces the dealer to draw an additional card. With a total of “hard 17” or more, the dealer must “stand”. At the end of the game, if your count is the same as the dealer’s it is a “push” (Tied).
All wagers shall be made by placing gaming chips on the appropriate areas of the blackjack layout. All winning wagers made shall be paid at odds to 1 to 1 with the exception of blackjack with shall be paid at odds of 3 to 2 and Insurance* which shall be paid at odds of 2 to 1.
Once the dealer has removed the first card of any hand from the shoe, you may not handle, remove, or alter any wagers that you have made until the hand is completed. Once a wager is on the insurance line, a wager to double down, or wager to split pairs has been made and confirmed by the dealer, no player may handle, remove or alter such wagers until the hand is completed.
- Dealer hits soft 17 and stands on hard 17.
- Pairs may be split 3 times (4 hands).
- Aces may be split 3 times (4 hands).
- All splits must have the same amount wagered on each hand.
- You may double down on any two cards.
- You may double down after a split.
- Your commands to the dealer must be hand signals.
- Floor person’s decisions are final.
*Insurance: If the dealer’s face up card is an Ace, you may take insurance. To do this you place a bet no more than half your original bet on the insurance line. If the Dealers “hole” card is a 10, Jack, Queen, or King, you win your insurance bet at odds of 2 to 1. If the dealer’s “hole” card is any other card, you lose your insurance bet. The dealer collects all losing insurance wages before continuing the hand.
Lucky Ladies
This is standard 6-deck Blackjack with optional bonus wagers.
In addition to the Blackjack wager there are two optional wagers — Lucky Ladies and Lucky Ladies Bonus Jackpot. You place these bets at the same time your primary bet is made.
You are betting on whether or not your first two cards equal a total of twenty. Additional bonuses are paid if your two cards are suited (e.g. Ace of Clubs and Nine of Clubs) or matched (e.g. two identical cards such as two King of Diamonds). Special bonuses are awarded if your Queen of Hearts pair occurs at the same time the dealer has a blackjack.
The outcome of the primary blackjack bet has no bearing on the Lucky Ladies bet and vice versa. You can win on one and lose on the other.
| Lucky Ladies | Bonus Jackpot | ||
|---|---|---|---|
| Any 20 | 4 to 1 | NA | |
| Suited 20 | 9 to 1 | $9 | |
| Matched 20 (pairs of the same suit) | 19 to 1 | $19 | |
| Queen of Hearts Pair | 125 to 1 | $125 | |
| *Queen of Hearts Pair, with Dealer BJ | 1000 to 1 | 10% of Bonus | |
| *Queen of Hearts Pair, with Dealer BJ — Suited | 25% of Bonus | ||
| *Queen of Hearts Pair, with Dealer BJ — Hearts | 100% of Bonus | ||
*$5 wager or more on standard Lucky Ladies wager qualifies for the three percentage meter payouts only, plus standard Lucky Ladies pay-table.
Each player’s highest winner will be paid only.
Lucky Ladies Double Deck
In addition to the Blackjack wager there are two optional wagers — Lucky Ladies and Lucky Ladies Bonus Jackpot – which will be paid on hands totaling 20 using the first two cards dealt.
All Lucky Ladies rules apply unless noted below.
PROCEDURES OF PLAY:
- Allow the players to split Aces up to four (4) times with one (1) down card (hit card) for each.
- Players may double down on any two cards.
- Players may play:
- Two (2) hands at double the minimum to the table maximum bet.
- Three (3) hands at five times the minimum to the table maximum bet.
- First two cards dealt face down.
- Once the hand is acted upon they cannot go back to the previously acted upon hand for any reason.
- NEW PLAYERS MAY NOT ENTER UNTIL THE BEGINNING OF THE SHOE. NO MID-SHOE ENTRY.
- The shuffle will be thoroughly completed by an automatic shuffler as described in regular Lucky Ladies Blackjack.
- Player may double down after a split except on an Ace.
- No surrender.
- The dealer will use two cut cards, one to cut with, the other used to cover the back of the deck so cards are not exposed.
| Lucky Ladies | Bonus Jackpot | ||
|---|---|---|---|
| Any 20 | 4 to 1 | NA | |
| Suited 20 | 10 to 1 | $9 | |
| Matched 20 (pairs of the same suit) | 25 to 1 | $19 | |
| Queen of Hearts Pair | 200 to 1 | $125 | |
| *Queen of Hearts Pair, with Dealer BJ | 1000 to 1 | 10% of Bonus | |
| *Queen of Hearts Pair, with Dealer BJ — Suited | 25% of Bonus | ||
| *Queen of Hearts Pair, with Dealer BJ — Hearts | 100% of Bonus | ||
*$5 wager or more on standard Lucky Ladies wager qualifies for the three percentage meter payouts only, plus standard Lucky Ladies pay-table.
Each player’s highest winner will be paid only.
Spanish 21 'Up & Down'
All standard PALACE CASINO Blackjack procedures will be used with the following exceptions:
5 decks are used in Spanish 21 (a total of 48 cards per deck: 2-9, J, Q, K, A). All of the number “10” cards and jokers are removed.
- Players win on all Blackjacks and arepaid immediately. Note the following:
- Dealer’s up card is a face card. Pay the bet 3:2 and remove hand before peeking under face card.
- Dealer’s up card is an Ace. Pay the bet 3:2 and all other players may take insurance, including players that have been paid on their Blackjacks that round. If a player with a Blackjack doesn’t take insurance, remove hand before peeking.
- Doubling down on a two card 21 (Blackjack) is permitted. Instead of taking the Blackjack payout, a player may elect to double down.
- Players win on all hands totaling 21 and are paid immediately. Doubling down on a three or more card soft 21 is permitted, instead of taking the immediate 21 payout, a player may elect to double down.
- Pair Splitting
- Players may split cards of equal value, including Aces, creating up to four hands.
- Hitting or doubling of split hands including Aces is allowed.
- Bonuses are paid on non-doubled split hands. Splitting or doubling VOIDS SUPER BONUSES.
- Double Down
- Players may double down once on any total, on 2, 3, 4 or more cards INCLUDING after splitting.
- Players may double down for less.
- Bonuses ARE NOT paid on doubled hands. Winning double down hands are always paid even money.
- Double-Double Down
- Once a player elects to double and receives a double card, the player then has the option to double-double down (double his total wager again), rescue the last doubled portion of the bet, or stand.
- A player may double the total wager up to 3x, once via double down and twice via double down, creating a maximum wager up to 8x the original wager.
- After doubling a third time and receiving a double card, a player only has the option to rescue or stand.
- Doubling for less is not allowed on the double-double down, however, the double-double down wager amount would be capped at maximum wager allowed. If a player doubles for less, the last doubled portion of the bet would be that lesser amount.
- Double Down Rescue
- After doubling, players may choose to Rescue (take back) the doubled portion of the bet and forfeit the original bet. Busted doubles CAN’T BE RESCUED.
- Double down rescues should not be confused with or called Surrender. A player may surrender any original 2-card hands after the dealer has checked for Blackjack and always gives up to 1/2 of his/her bet. Rescue on the other hand applies only to RESCUING the doubled hand, which will be 3 or more cards, and the player can only RESCUE the doubled portion, which could be LESS than the original bet.
- Insurance is permitted. Players may bet up to 1/2 the original bet on any dealer’s Ace up card, including a PAID Blackjack.
- Late Surrender Allowed. PLAYERS CANNOT SURRENDER AGAINST A DEALER BLACKJACK. A player may surrender (forfeit) 1/2 of his original bet, on his first two cards only, against any dealer’s up cards. If dealer’s up card is a face or an Ace, the dealer must check for Blackjack before the player may surrender.
- The Super Bonus payout requires no special or side bet. When a player’s first three cards are suited 7’s and the dealer’s up card is any 7, that player wins a $1000.00 Super Bonus when a $5.00 minimum bet is played, or a $5,000.00 Super Bonus when a $25.00 minimum bet is played. All other players of that round receive a $50.00 envy bonus.
BONUS PAYOUTS
All Bonus Payouts are made on the following non-doubled hands totaling 21:
| 5-card 21 | pays 3 to 2 |
| 6-card 21 | pays 2 to 1 |
| 7+ card 21 | pays 3 to 1 |
| 6-7-8 mixed suits | pays 3 to 2 |
| 6-7-8 same suit | pays 2 to 1 |
| 6-7-8 all Spades | pays 3 to 1 |
| 7-7-7 mixed suits | pays 3 to 2 |
| 7-7-7 same suit | pays 2 to 1 |
| 7-7-7 all Spades | pays 3 to 1 |
MATCH THE DEALER BONUS
In addition to the regular Spanish 21 bet, a player can make two side wagers: Match the Dealer “Up” Card wager or Match the Dealer “Down” Card wager, betting that either of his first two cards will exactly match the dealer’s up or down card in rank. There are only two levels of pay-offs, a suited rank match and an unsuited rank match. In order to play one or both Match the Dealer wagers, the player must make a regular Spanish 21 wager. In order to make a Match the Dealer “Down” Card wager, a player must also make a Match the Dealer “Up” Card wager for that same hand. Matches for the winning player/players will be paid according to the payout schedule below.
| 1 Non-Suited Match | Pays 3 to 1 |
| 2 Non-Suited Matches | Pays 6 to 1 |
| 1 Suited Match | Pays 13 to 1 |
| 1 Non-Suited & 1 Suited Match | Pays 16 to 1 |
| 2 Suited Matches | Pays 26 to 1 |
MATCH THE DEALER PROGRESSIVE BONUS
The progressive wager is an optional $1 (only) wager. The player must make a minimum base game wager in order to qualify for play.
After all initial cards are dealt and prior to the base game being played, the dealer will check to see if either of the player’s original two cards match the dealer’s UP card. There are two payoff amounts for each respective wager, a Suited rank match and a Non-suited rank match. Players are paid for each card where there is a wager and a match. Once all the Match the Dealer bonus wager payouts are made the base 21 game is played.
Either immediately after dealer’s down card is exposed, or after the 21 game is played and as the dealer is settling the 21 game wagers, the dealer checks the original two cards of all players with the Match the Dealer Down Card Bonus wager to see if either of the player’s original two cards match the dealer’s down card in rank. Players are paid for each card where there is a match. Match the Dealer Progressive Payouts are paid as follows:
| 2 Suited Matches w/ Dealers Up AND Down | 100% of Progressive |
| 2 Suited Matches w/ Dealers Up OR Down | 10% of Progressive |
| 1 Non Suited and 1 Suited Match | 7 for 1 |
| 1 Suited Match | 6 for 1 |
| 2 Non Suited Matches | 2 for 1 |
| 1 Non Suited Match | 1 for 1 |
When a player that makes a Match the Dealer Progressive wager gets 2 suited Matches (both of the player’s initial two cards match the Dealer’s Up and/or Down Card in rank and suit), that player will win a Progressive Award of either 10% or 100% of the progressive jackpot for the 2 Suited Matches, as described above.
If there are multiple 2 Suited Match wins in the same round of play, then multiple Progressive awards of either 10% or 100% of the progressive jackpot will be paid. When multiple Progressive Awards occur in the same round of play, they are paid in sequence of occurrence. In other words, if the 2nd player from the dealer’s left hits a 10% or 100% award, the award for the 2nd player from the dealer’s left will be subtracted from the progressive meter before the amount of the 10% or 100% award for the 4th player from the dealer’s left is determined.
Maximum wagers will not exceed WSGC established wagering limits, minimum/maximum in accordance with table limit posted.
Due to the governor’s mandate, We are temporarily closed until further notice.
318 NW Pacific HWY
La Center, WA 98629
Exit 16, Turn Right
(360) 263-2988
9:00am to 5:00am
Anyone who has played blackjack even once knows how badly it hurts when you are holding cards with total value of 19 or 20 and the dealer still manages to beat you. It is indeed frustrating, making you wish there was some insurance to save you from losing the game with such promising cards in your hands. Apparently, casino owners are well-aware of the resentment this situation may cause, which is the reason why sly managers have invented the Lucky Lucky blackjack side bet.
Lucky Lucky is like any standard blackjack game, with the exception of offering this particular side bet, beside the standard game. You shouldn’t beat yourself if you haven’t heard of it, since in blackjack terms it’s a relatively new game. It was invented and patented less than a decade ago by Aces Up Gaming. Currently there are only 850 tables with this game available and only in US and Canada. Luckily, now you can also play this game online as well.
Play for Real
Rules
Lucky Lucky blackjack can be played with different number of decks, but in most cases the cards will be dealt from a six-deck shoe. After making your standard blackjack wager, you can put some coins at the Lucky Lucky side bet circle. Casinos have their limits for this bet which usually go from $1 to $25.
It is important to mention that as it usually goes with side bets, it does not affect your standard blackjack bet to any degree, therefore, your blackjack bet can win and your side bet can lose or vice versa, at the same time.
While you are obliged to make a standard wager in order to keep your place at the blackjack table, the Lucky Lucky bet is optional, so you may use it from time to time or not use it at all. However, if you make this side bet, check the value of your cards, as well as the value of the up card on the dealer’s side. If your first two cards total 19, 20 or 21 you win. If not – you lose, unless your first two cards and the dealer’s up card make a combination of 6-7-8 or 7-7-7.Free Blackjack Games to Play
Lucky Lucky Side Bet Payouts
The most common variation of this game is played with 6 decks and the payouts you see below are for 6 decks only. (There are some casinos that offer 2 decks game and there the Suited 7s is taken of and the house edge is higher.)
House Money Blackjack Side Bet
- Suited 7-7-7 pays 200 : 1
- Suited 6-7-8 pays 100 : 1
- Unsuited 7-7-7 pays 50 : 1
- Unsuited 6-7-8 pays 30 : 1
- Suited 21 pays 15 : 1
- 21 Total pays 3 : 1
- 20 Total pays 2 to 1
- 19 Total pays 2 to 1
Under these rules the house edge is 2.66%. In online version of Lucky Lucky blackjack, the payout for Unsuited 6-7-8 is x25 vs. the original x30. We will review the online game in the last section of this article.
Tips and Strategies
Lucky Lucky Blackjack is a decent side bet by all means. While casinos prefer side bets that pull out the money from the players promising tempting payouts like the Lucky Ladies side bet, this side bet could become your favourite for a good reason. Statistics say that every fourth Lucky Lucky side bet pays back to the players. A house edge of only 2,66% beats many casino games and definitely higher than other popular side bet games, such as Perfect Pairs or 21+3 blackjack.
Lucky Lucky gives you a chance to exercise your gambling skills on the main game with additional excitement and reasonable degree of risk. Naturally, the payout is unavoidably connected with the risk you take, so in most cases your wins will not exceed 2:1 or 3:1. Yet, for some standard blackjack can sometimes become boring since it doesn’t offer huge payouts, unless the casino allows high maximum bet limits. The Lucky Lucky side bet, on the other hand, can bring you massive wins of up to 200:1. Feeling lucky? Go for it!
Lucky Lucky Blackjack Online
Currently there is only one online distributor of this game and that’s Felt Gaming. As we’ve mentioned before, the payout for Unsuited 6-7-8 was lowered from x30 to x25 and therefore the house edge here is 3.9% vs. 2.66% which you will get in land based casinos.
Lucky Lucky Blackjack Online
One of the advantages of playing online, is the wider betting limits. The minimum bet is just $/€/£ 0.5, while the maximum bet is $/€/£ 500 per hand (and you can play 3 hands per round). The side bet can go from 0.5 and up to 250.
Lucky Ladies Blackjack online, free
Currently there are only two online casino sites that offer Lucky Lucky blackjack online: Unibet and Betsson. Unfortunately, none of them accept blackjack players from United States.